Payment in installments on SILA PARIS
With Alma, we offer you the possibility of spreading your payment by paying in several installments.
It's simple and secure.
If your purchase is between 50 and 2000 euros , SILA PARIS offers you a payment solution in 2 or 3 installments by credit card. You pay the first installment at the time of purchase, then the following installments are automatically debited within 30 days using the same payment method.
How does it work?
After finalizing your order, you'll arrive at your shopping cart, where you'll be presented with several different payment options, regardless of your chosen delivery method. This option is only available for French cards and shipments. (See below.)
- Stripe and Paypal are cash payment solutions.
- The payment solution in several installments is indicated at the time of payment, when it is available, depending on your basket and your shipping location.
Simply enter your bank card details as you would for a regular payment.
You will see the deadlines.
Your order is validated instantly.
You will then receive an email with the payment schedule and a reminder 3 days before each deadline.
What are the fees?
Paying in installments carries higher fees than a regular online payment. We're not going to hide the fact that at SILA PARIS, we fight every day to maintain our prices despite inflation.
Therefore, we ask you to cover part of these costs, and we keep the majority of them for ourselves.
Thus the costs payable by the customer are:
- For payment in 2 installments: 0.79% including tax of the amount of your order
For a purchase of €200, for example, this represents a charge of €1.58 including tax.
- For payment in 3 installments: 1.59% including tax of the amount of your order
For a purchase of €200, for example, this represents a charge of €3.18 including tax.
Eligibility conditions?
This payment method is available for all orders between €50 and €2,000.
Payment in installments is permitted subject to acceptance by ALMA
Accepted cards are Visa, Mastercard and Amex issued in France.
Prepaid, virtual and systematic authorization cards are not accepted.
This financing is not subject to consumer credit regulations. Credit offer with a term of 90 days or less. You repay in two or three installments. The first payment is made on the day of purchase.
Alma is a telepayment manager and issues an electronic certificate which will serve as proof of the amount and date of the transaction in accordance with the provisions of Articles 1316 et seq. of the Civil Code.
What happens if I return goods?
There is no difference in the procedure for returning goods or other payments. You follow the normal return procedure, and upon receipt and verification of your delivery, we will ask ALMA to process the refund. The refund will be based on what you have already paid.
More generally, any termination of the General Terms and Conditions which bind the Seller and the Customer, results in the termination of the General Terms and Conditions between Alma and the customer and you benefit from a legal period of withdrawal under the distance selling.
Contact details for our partner ALMA:
ALMA SAS - 176 avenue Charles de Gaulle 92200 Neuilly-sur-Seine - registered with the Nanterre Trade and Companies Register under number 839 100 575. Customer support:support@getalma.eu - website: https://almapay.com/fr-FR/clients